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4 Things I Wish I Knew Before Purchasing My First Home
Besides getting to grips with the house searching, deposit saving and various legalities, there were a few other things that I learned along the way
Buying vs Renting: Should You Buy or Rent a Home?
The debate between renting vs buying is nothing new, and one that I come across often. However, what it ultimately comes down to is personal goals, finances and lifestyle.
Choosing where to live for your budget
A recent study showed that 55% of people live within 15 miles of their hometown. However, with property prices climbing at a disproportionate rate, it is worth casting the net further afield to make the most out of your budget.
Let’s focus on: The Lifetime ISA
Purchasing your first home is a monumental achievement and one that we love celebrating here at First Property Steps. Something that I am always asked is, what is the best way of saving up to buy a property? There is no one size fits all, but there are several...
What to look for when viewing a property – Old vs New build vs Off Plan
If you are looking to get on the property ladder, then you will have come across three main options: an existing home, a new build or purchasing off-plan.
Let’s focus on: Help to Buy Government Scheme: Equity Loan
Introduced on April 1st 2021, the new Help to Buy government scheme aims to support first-time buyers by lending up to 20% of the cost of a property in England.
Tips for Buying a Property at Auction
It may not be the standard way of buying a first home, but if you have the cash and nerves of steel, then buying at auction can be an exhilarating and rewarding experience.
A Guide to Utility Bills
Utility bills have featured heavily in the news recently. With the rates of energy rising rapidly, many have been left wondering what they can do to afford this cost of living increase.
Should You Take on a Renovation Project?
Renovating a property is a challenge that often pays off. It is a unique chance to stamp your mark on a home, and not to mention, add value to it too. That said, property refurbishment is a minefield and one that needs to be trodden carefully.
Viewing a Property? Here Are the Questions to Ask
Did you know that, on average, a person views a home just three times before they move in? For such an important investment, this is fairly low, especially as significant problems can be easily missed. Therefore, never be afraid to query as much as you can before committing to a property; there’s no such thing as asking too many questions!
Is Shared Ownership a good idea?
The road to saving for a first property can often be a painstakingly, long one. However, the Shared Ownership Scheme can provide a unique solution.
How to Save For a Mortgage Deposit
Purchasing your first home is by no means an easy feat and requires patience, dedication and a heavy hint of realism. If you are at the start of your property purchasing journey then the idea of saving up such a large sum may feel, unsurprisingly, daunting. It can take an average person 8 years to save for a home deposit but there are plenty of handy tips to keep you on track and your motivation going, as you save. Here, we outline the best ways to get started and, hopefully, you will have those all-important keys before you know it!
Start Your Journey Today
Let us help you to make informed decisions when purchasing the first home and have more clarity on the buying process.











